Credit Union Services - U of I Community Credit Union (2024)

U & I are partners, working together to make your life and your finances better! U of I Community Credit Union offers a wide variety of services to meet all of your financial needs. If there’s something specific you need help with, please let us know.

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Wire Transfers

Wire transfers allow you to send money electronically to another financial institution. You can also have funds wired to your account from almost anywhere in the world. Fees may apply.

Domestic Wire Transfers

Outgoing Domestic Wire Transfers

To transfer funds from your account at UICCU to another financial institution, you can send a domestic wire transfer by coming in to see us in-person or through your online banking by sending us a secure message.

Information Needed for Outgoing Wire Transfer

The receiving bank’s name
The receiving bank’s address (no P.O. Box)
The receiving bank’s routing/ABA number
The recipient’s name
The recipient;s address (no P.O. Box)
The recipient’s account number

*Please note: Some banks use a separate routing/ABA number for their wire transfers so please provide us with the receiving bank’s wire transfer instructions to ensure your wire transfer is completed accurately and in a timely manner.

We will provide you with a wire transfer authorization form to sign. The cut-off time for sending domestic wire transfers is 3pm CST.

Incoming Domestic Wire Transfer

To transfer funds from your account at another institution to UICCU, you will need to provide the sender the information below.

Information for Sender

Our Financial Institution name: University of Illinois Community Credit Union
Our Routing/ABA#: 271176899
Our address: 2201 South First Street, Champaign, IL 61820
Your full name (the name you provide must match our records)
Your UICCU account number (the account number you provide must match our records)
Your current address (the address you provide must match our records)

The cut-off time for all incoming domestic wire transfers is 4pm CST.

International Wire Transfers

Outgoing International Wire Transfers

To transfer funds from your account at UICCU to another international financial institution, you can send an international wire transfer by coming in to see us in-person or through your online banking by sending us a secure message.

Information Needed for Outgoing International Wire Transfer

The receiving bank’s name
The receiving bank’s address (no P.O. Box)
The receiving bank’s Swift Code/National ID
The recipient’s name
The recipient’s address (no P.O. Box)
The recipient’s IBAN/account number

We will provide you with a wire transfer authorization form to sign as well. Due to fluctuating exchange rate conversion, the cut off time for all outgoing international wire transfers is 2pm CST.

Incoming International Wire Transfers

As a smaller financial institution, we have an intermediary financial institution (Alloya Corporate FCU) that will receive the international wire first before the funds can reach your account here with us.

Information for Sender

Intermediary Financial Institution: Alloya Corporate Federal Credit Union
Intermediary Financial Institution Address: 184 Shuman Blvd Suite 400, Naperville, IL 60563
Intermediary Financial Institution Routing/ABA #: 271987635
Beneficiary Financial Institution: University of Illinois Community Credit Union
Beneficiary Financial Institution Routing/ABA #: 271176899
Beneficiary Financial Institution address: 2201 South First Street, Champaign, IL 61820
Recipient Name: Your full name (the name you provide must match our records)
Recipient Account #: Your UICCU account number (the account number you provide must match our records)
Recipient Address: Your current address (the address you provide must match our records)

*Please note: The international bank sending the wire must have a US correspondent bank that will receive the funds first and complete the wire by following the instructions above.

If the sending financial institution is asking for UICCU’s SWIFT/BIC Code, please have them use our Routing/ABA Number instead. UICCU does not have a SWIFT/BIC Code.

Incoming international wires take much longer to receive due to the number of financial institutions involved. Please contact us for any questions you may have regarding receiving your funds.

Wire Transfer Fees

Wire Transfer	Amount
Incoming*	$10
Outgoing (domestic)	$25
Outgoing (international)	$75

*Incoming wire transfer fees are waived for students with iChecking accounts.

Safe Deposit Boxes

Protect your important or valuable items with the same two-key system and advanced security devices that guard the credit union’s own assets. You’ll enjoy peace of mind knowing legal documents or other important personal items are safe. Members can view contents in a private area during normal business hours.

Safe deposit boxes can be rented at either the UICCU First Street Branch at 2201 South First Street, Champaign, or at the UICCU Five Points Branch at 206 East University Avenue, Urbana.

There is a $25.00 fee for lost keys and a $150.00 drilling of box fee.

Size	Annual Fee
3” x 5”	$50
3” x 10”	$75
5” x 10”	$100
10” x 10”	$150

Insurance

National Credit Union Share Insurance Fund (NCUA) Coverage

As a not-for-profit financial cooperative, we are heavily regulated by the NCUA and required to follow strict compliance standards. Members should rest assured that their money is safe and sound at our credit union. More information can also be found in the links below:

Share Insurance Coverage Overview
MyCreditUnion.gov
AdvancingCommunity.com